What are Bad Credit Mobile Phones?

In a day and age when mobile phones are a must have for everyday communication, the demand for bad credit mobile phones are also increasing. If you have a poor credit score, it doesn’t mean that you can’t avail a contract phone anymore thanks to bad credit mobile phone deals. But first, let’s understand exactly what bad credit phone deals are. Below is your quick guide to bad credit phones.

What are bad credit phones?

Bad credit phone deals work just like any typical contract phone. Included in the plan is a handset of your choice and a bundle plan, which covers your call, text and data allocation. You’ll also have to pay a fixed monthly fee for 24 months or depending on the contract term you opt for. Available terms for bad credit phones are 12, 24 and 36 months.

Who are bad credit phones for?

Bad credit phones, as its name suggests, are for people with bad credit problems. If you have a poor credit history because of missed payments, delayed payments, debt or defaults, these phone deals are ideal for your situation. With bad credit phones, your credit score is not a factor when it comes to your approval chances. In fact, if you meet the eligibility criteria and you have proof of income, you can expect to get approved in as fast as within a day.

Should you apply for a bad credit phone?

Though bad credit phones are very accessible, it’s important to note that contract phones are not always for everyone. If you’re thinking of applying for a bad credit phone, make sure that is exactly what you need. It would help if you can assess your monthly usage first so you can find a deal that meets your monthly needs perfectly. This way, you’re sure that you won’t overspend on your phone bill over time.